Affording fertility care

Our financial team is here to help you navigate the financial side of fertility treatment with compassion and clarity.

Understand your insurance benefits

Explore financing options

Identify grants or assistance programs

Create a payment plan for your budget

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Understanding fertility treatment costs

Fertility treatment costs can vary depending on the type of treatment, medications, and insurance coverage. Here are out-of-pocket estimates without insurance:

New patient consultation

$320

Established patient office/telehealth visit

$185

Intrauterine insemination (IUI)

$2,400-$3,600 per cycle

INVOcell

$8,750-$17,000 per cycle

In vitro fertilization (IVF)

$12,850-$22,000 per cycle

Medications for IVF

$4,000-$6,000 per cycle

Banking (Egg/Embryo)

$7,350-$11,000

Saline infused sonogram (SIS)

$1,325

Hysterosalpingogram (HSG)

$1,100

Male Fertility Services

New patient consultation

$320

Established patient office/telehealth visit

$185

Semen analysis

$250-$325

No-Scalpel, No-Needle Vasectomy

$1,500

Vasectomy reversal

$9,875-$10,875

These are estimates. Our financial team will provide a detailed breakdown based on your specific treatment plan.

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Live birth guarantee program

Our Achieve Program offers bundled IVF cycles at a reduced rate, with a money-back guarantee if you don’t achieve a live birth.

Refund up to 80% if treatment doesn’t result in a live birth
Includes up to 3 IVF cycles + all frozen embryo transfers
Modern approach that qualifies up to 80% of patients

Explore our guarantee

Does insurance cover fertility treatment?

Insurance coverage for fertility treatment can vary. Our financial team can provide you with a general outline of coverage, and we recommend contacting your insurance company to understand:

Requirements for referrals, pre-certifications & pre-authorizations

Exclusions for certain diagnoses

Coverage for treatment plans

Our financial team is ready to assist you

Call us: (919) 248-8777, option 4

Email us: financial@atlanticreproductive.com

Book with our financial team

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In-Network

North Carolina State Health Plan (SHP)
AETNA - limited
Blue Cross / Blue Shield
Cigna
Winfertility
Progyny

In-Network

North Carolina State Health Plan (SHP)
AETNA - limited
Blue Cross / Blue Shield
Cigna
Winfertility
Progyny

In-Network

North Carolina State Health Plan (SHP)
AETNA - limited
Blue Cross / Blue Shield
Cigna
Winfertility
Progyny

Out-of-Network

Financing options

If your insurance doesn't cover fertility treatment or you have out-of-pocket costs, we offer several financing options.

CapexMD

Flexible, fertility-focused loans with fast approval and competitive rates.

Get started

LendingClub

Simple, budget-friendly payment plans with instant prequalification.

Get started

Future Family

Customized loans with one monthly payment and on-demand support.

Get started

Financial assistance

We’re here to help. Ask our team about available discounts, grants, and financial resources that may support your treatment.

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Service Member Discounts

Military (active or retired)

Police

Firefighters

Paramedics

Licensed Teachers (K-12)

Fertility Grants & Scholarships

Several nonprofit organizations offer grants and financial assistance for fertility treatment. Our team can point you toward resources.

Learn about from Filotimo Foundation to support people with cystic fibrosis in growing their families.

More resources:

Blog

Education Articles

FAQs

The cost of waiting

While cost is an important consideration, it's also important to weigh the cost of waiting. Fertility declines with age, and delaying treatment can reduce your chances of success.

Our financial team is here to answer your questions and help you find a path forward.

Call: (919) 248-8777, option 4

Email: financial@atlanticfertility.com